About Us
Clients that have stuck with us have moved into more traditional products with Kapalua as they have grown and scaled
Term Loans
Get a lump sum of cash with predictable monthly payments. Term loans are perfect for businesses looking to make a significant investment in equipment, expansion, or working capital.
Lines of Credit
A revolving line of credit gives you access to funds when you need them most. Use the credit at your discretion and only pay interest on the amount you borrow. This option is ideal for businesses that need a safety net for unexpected expenses.
SBA Loans
For businesses seeking lower rates and longer repayment terms, SBA loans are an excellent option. Supported by the U.S. Small Business Administration, these loans offer flexible terms for qualifying businesses.
Structured Collateral-Based Loans: A Proven Solution for Our Clients
Over the years, we have had the privilege of working with a diverse range of businesses, helping them secure the funding they need to thrive. Through these partnerships, we’ve gained valuable insight into the unique challenges and goals of our clients. As a result, we now offer structured collateral-based loans, an ideal solution for businesses that have valuable assets and are seeking more secure, long-term funding options. By leveraging assets such as real estate, equipment, or inventory, our clients are able to access larger loan amounts with competitive interest rates and more flexible repayment terms. This approach provides a safer option for both businesses and lenders, as it minimizes risk while maximizing financial opportunities. Whether you are looking to expand, purchase new equipment, or manage existing debt, our collateral-based loan structures are designed to provide the capital you need with peace of mind. Let us help you unlock the full value of your business assets, so you can focus on what matters most—growing your business.